Stop in for a cup of coffee

ZMan67S said

We both did that for years. We work with a friend of thirty years who is also our money guy. We talk weekly.
With all the ups and downs the past few months we're down about 5%. Not bad.

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Not bad, I’m down 7.49 currently. I was up Jan 2nd of 21.32 percent. I waited a bit too long to move into the safe fund. But I think a big plunge is coming. There’s no way the general American public can withstand 1.47 percent increases in food and then 200-300 percent or more in gas price increases, not counting all the other goods and service prices increases, in such a short, rapid timeline.
I mean, I’m barely breaking even net wise. I took a job with a 10 percent increase in salary, but only 10 miles round trip a day from home. Previous job was 62 miles one way, I went from filling up three times a week, to twice a month. But with the gas now well over 3.75 a gallon, every penny I would have had extra, is gone. Granted, it’d been way way worse if I’d stayed, but still. I was expecting to have 500-1000 bucks extra to play with a month, nope.