We both did that for years. We work with a friend of thirty years who is also our money guy. We talk weekly.
With all the ups and downs the past few months we're down about 5%. Not bad.
I’m trying to get a certificate for my career. That, combined with my mba, will open me up to jobs making 2-3 times what I’m currently making. Starting.
my plan is to get that job, first two years, the extra money will automatically be spent to be fully debt free. Then, once that occurs, the next ten years, that money is dumped into these investments. With the goal of retiring and living off the dividends by age 46.