That is why I said your in over your head because I have learned over the years and also been involved with other peoples deals but it is very hard to trick a system without there being side effects that people didn't realize it would affect.
Gotcha. My thought wasn't to trick the system, only to give it what it needs without having to use all the other stuff. But it does feed into my comment that "I don't know what I don't know" and the possibility that I am missing something. Never going to say I know it all.
