You seem to make a awful lot of misguided and inaccurate assumptions based on tiny snippets of information.
The link I provided which is one of numerous explains pretty much everything and while I dont deny the basic concept of what you are saying, the issue of scanning goes way way deeper
Nobody forces you to carry and use a credit card nor does any utility or company force you to go the paperless route.
I use the USPS to pay bills, dont have a debt card, dont use a ATM either, thats my personal preference
Technology is what expands the human horizon, we all benefit from it, have better lives and live