That is an understatement. I’ve seen way too many people get burned by those warranties. And the salesman flat out lied.
Things like the warranty covers towing, R&R, rental cars etc.
I’ve only seen one pay and we lost our *** on it because it was a long time customer and when the final check came there was a deductible of 1k or something. The customer was already eating Ramen noodles 6 nights a week so my boss ate most of it.