I am not on disability. I am 67. Been drawing my retiree benefit( social security) since I turned 62. That is my SOLE income.
I worked full time since 16 years of age.
My income is my retiree benefit ( I EARNED) not disability. I have never collect a dime from disability or even unemployment
My wife’s income is owner of the company. Our CPA( who also does our taxes every year) set it up this way.
Otherwise, she would have to pay me as an employee, this way, she gets me for free