I am also in the camp of not driving on the street very far from where I keep the car.
I base my decision on doing that, frankly, because I am experienced and have above average intelligence.
i have front runners and DOT drag radials on my car. I don’t have a spare for either in the trunk mounted up.
Also don’t have a spare MSD box, etc, etc with me.
Drive(99%) of the time only as far as I am willing to pay for a tow truck to get me back home if something unfortunate should happen.
And we have tons of deer around, constantly, another factor.
Love to drive it on the street, and do often, but I am very thoughtful about doing so.
I have a whole lot full of cars I can drive anytime I want, rain, snow, trips, hot out, cold out….
My Dart is for ideal conditions type driving.