When I retired in 2001 at age 44 at first I thought it was going to be the end of the world. Did not know what to do with myself. Took a year or two to get used to it. But the most important thing I did was build a huge shop at my house with a lift so I can work on my own hot rods and have peace by myself. Have never looked back. Haven't had a job in 22 years and happy about it