Some of the digital currency is the people's own fault as they use debit cards, charge cards, smart phones. I don't have a debit card, atm card, smart phone and I'm proud of it. We have to prepay for the fuel for our cars and I still pay cash. The increase in identity theft is also a big fault of the people as they have made it easier for them to do so by using all of these so called easier ways of buying things. Online shopping is also responsible for identity theft going up. When you put your personal information out there so much what do you think is going to happen? Stop and think about it, if you are using plastic for everything, you become easier to track everything you do, cash not so much. I still write checks for all of our bills and I do my own shopping, I don't need someone to do it for me and bring it to my house.