I'm not making a claim, "technically" not even required to fix it. The front corner damage was actually caused by a neighbor across the street who told our neighbors he isn't paying to fix it. He also filed an insurance claim and got 16K for damages to his own fence from the same tree. It's nuts out here when the wind blows, think all of my neighbors have had trees take out the power lines, kinda why I had the alders taken out up front.