Had a 96 Ford F-150 full load. Wiring harness caught fire. Never caught truck on fire not because of anything I did or didn’t do. I just stood there hoping. Went Autopac ( our public insurance) thinking oh ya is a write off, no the stupid *** fixed it $6300 to replace the entire harness. I questioned it, then he spent a week investigating it because he thought I did it on purpose. Turns out ford had a recall on that. My serial number never had the recall done. Things that make you go hmmmm