Stop in for a cup of coffee

Mopar Tim said

Hey guys. So, going over my credit card charges looking at what I spent on Carlisle trip. See a 230 dollar charge from geico. Hmm. I do not have geico insurance. Call credit card company. Seems this is a charge been going on since Oct last year. And several charges for apple whatever. Over 3 grand in total. Wow. Been a crazy year with Simone in hospital and I missed the charges.

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All of us should study our credit card statement(s) closely. It costs nothing to place a fraud alert on one that covers all accounts. Just 1 phone call got me hooked up with all 3 of the major credit watcher companies. I even received a letter showing my FICO score that I hadn't requested.
2 or 3 weeks later I saw a box at top of Amazon page that said "Amazon Visa Credit card with 200-dollar discount on purchases. Approval in as little as 15 seconds". I thought "Why not?" So about an hour later I get a phone call from Chase, where our only credit card is, and she said, "We just want to make sure this was/is you who applied for another visa card via Amazon". I replied that it was me but was not a test of the fraud alert I recently activated. It was only for their 200 dollar gift offer. The lady told me that I would receive another Chase Visa card but I would not like its terms, 500 dollar credit limit, 25.99% interest rate, etc... She then said it would take a few days to receive that card but as soon as I can, call the number on the back and close that account. You'll keep the 200 dollar discount if already used, applied to a purchase. That's when I told her it was. 642 dollars total in parts for a RAM truck that I had in my Amazon cart at the time cost me only 442 dollars (plus tax of course).
She said I did good. I said "You did too. I know for sure the fraud alert is functioning. Have a great day".
I'm not saying a fraud alert is everything LifeLock protection is but... There is a fee to pay for LifeLock. Like I said before, the fraud alert is free.