Stock Market

Mutual Funds -

Many folks get talked/researched into a "well diversified" Fund, what they don't get told/find is the Fund rules.
Lotta folks are down a ton, cuz of the Fund's Brokerage and Fund's Manager's cut get mosta/up -to (80%) of any profit first.

Rules .
Lotta funds aren't actively managed cuz they "have to be" either/or/and - fully invested, not allowed to short (make money in a down trend) or get out of the market when it's going down, - AND you're watching it sink .
"Active Managed Funds" - you kinda pay more, but someone is looking at the misc positions they hold in that fund hourly/daily, (not/weekly ?) - and are ALLOWED to do what their fiduciary responsibilities are, - protect your $$$ and get's them a bigger "bonus" .
Check what the "rules" of your Mutual Funds are - you may be shocked, - ask about actively managed and not.

On a side note . .
NVDA is going to announce earnings next week, they bought 30%? of a company a coupla weeks ago RXRX.
It shot up to $13 ish on that news, and has fallen back to $8 .
Purely for sport, I'm going to buy 100 shares, set a "stop" at about a dollar below what I get it for, it should sell there if it tanks, Im pretty sure NVDA has good earnings, and RXRX may pop, and see what happens.
I plan on selling next week ! !
I'll decide tmrw .
You can laff, I can cry, $100 loss won't kill me .
Do your own due diligence, any trade you make, the decision is your's, and your's alone .