Well good news bad news, we are finally to the point we have to close construction loan and turn it into an actual mortgage. Looks like if we go conventional we are mid 7s on 30 year. We go VA (again) we are low six. We are leaning towards the simplicity of a conventional, then just do a REFI here in a year or two when the US returns to some semblance of sanity on the economic landscape. The hassle of a VA loan just isn’t worth the point.