Stop in for a cup of coffee
You see when I was 47 and full of vigor....I took out a massive Mortgage to pay my ex wife to go away and at a moderate interest rate for 30 years. I have tried to refinance at a lower rate but it was a construction loan because the house was not finished and they will not do it. I also lost my small retirement so I could keep this place. So I have 7 more years but I do have equity. But I would have to sell at a greatly reduced price because I was never able to finish it except the part I live in. It will all work out