Big day out here as we finally have to migrate from construction loan to mortgage loan. Appraiser will finally be here this morning. He has not met the other appt days or times but I think bank is forcing him out here as we close on 18th. (No way) I figure the way interest rates are the bank holds the note maximum 48 hours before they sell it. Bank was determined to roll all the acreage into the note. Clearly their objective is to take your land. The Farmer in me bowed up and hired a survey crew and did a split of a five acre parcel. So Bank can only seize the five acres the house sits on if the world goes all wiggly piggly. The rest of the acreage and buildings are protected and paid for so they can’t touch it. Bankers are sneaky.