Need some advice on going through an insurance claim deal with allstate for my wife. My wife got in an accident last friday in a 2004 Trailblazer. She got hit on the side, drivers side wheel/rear axle taking most of the hit making a left turn on a busy residential street. She was already half way on the other street but a guy in an older toyota corolla hit her, and it did smash little bit of the rear quarter area also . I had the car towed to my own home since Allstate wanted to send it too (copart) for inspection which I’ve hear bad reviews about that. Talked to allstate and they said i can take pictures and send it to them if i didnt want to send it to their inspection place or get estimates from a shop which I haven’t done yet. I inspected it myself and the pan hard bar was destroyed, control arms were bent to the passenger side, dented the drivers side wheel and cracked or chipped off the passenger side wheel as well as unseating the tire and little damage on the rear quarter bumper part. i didnt see no frame damage even measured the frame and it was good. Allstate called me again and they said it was on the borderline of being a total loss from looking at the pics I sent and were evaluating it more and get back to me on that. Today they msgd my wife saying it’s a total loss and would offer 2800 for it but they would have to brand it a salvage title if I were to keep it.I haven’t went to a shop yet to get estimates but the offer from Allstate seems low. The car for it’s age is in pretty good shape, mileage is on the high side at 184k. New ac system installed as well as new tires. Allstate asked if any repairs were made within 12 months so we sent receipts on the repairs for the Ac and tires but I think there just lowballing us to where how do you guys go about asking or negotiating for more to cover costs for repairs?
