My mom had State Farm and she use to have a 2002 Toyota Echo. She got into a crash, 5 years ago. someone hit from behind and slammed her into another car in front of her. Destroyed the car front end destroyed and frame damaged in the back . State Farm told her to send it to one of there facilities for valuation. They evaluated it and considered it a total loss but they only offered 500 for the car. She was pissed and negotiated on the payout. They didn’t wanna give her any more and the place State Farm got it towed to was gonna start charging fees which was bs so she just caved in and took the 500 which I told her she should of fought them more about it. She did change insurance after that tho.