Just need to vent about US Bank.

The good old days........When they knew you personally.

When I was 15, I had a part time job and wanted to buy a snowmobile for $900. My father told me to go to the bank and negotiate a loan. He had me dress up professionally and coached me on etiquette. Damn, if I didn't get the loan.

Years later, I found out that he had called the bank and told them I was coming and to give me the loan. My dad signed no "co-sign" papers. His word was good enough.