Only have one daily driver and not full coverage but if I slam into a Ferrari it covers 200,000. I can fix my own car for cheaper than full coverage a year. I pay $300 a year for insurance.
Yeah mine covers other vehicles up to 300k, but the agreed value of each of mine is set at 30k so if mine get destroyed by something, that’s what I’d get plus 7500 in spare parts and 3000 for tools if the shop burns down or stuff is stolen.