Stock Market

Lotta funds are just made up of misc stocks. Utilities, infrastructure, real estate, etc.
One year, one sector is hot, over time, things change the commodities gets hot, nobody tells you, so your still in Utes, yrs go by, Utes been flat, fund manager still getting $2mil.
Meanwhile tech up 600%
Homebuilders up 400%
Utes 100%
Fund manager don't care, he's on a yacht, you're mowing the lawn.
Lol