The effects of drought. fires, or flooding is purely political here in Ca. It's a matter of will and fighting various whacko groups that fight every single project to store water, build flood control, manage forests, build solar/wind energy farms, etc. Would I live in San Francisco or Los Angeles? Not me, but, that has nothing to do with drought, fires, or flooding. If you're scared of earthquakes, don't live near a major fault. Within an hours' drive from me, I can surf, fish (both fresh and saltwater), sled on snow, or run a sand buggy in warm desert sand.....and do most all of them year round. Not many places in the country (or world for that matter) you can do that. Add the fact that my Mopars are not getting eaten up by the salt and sand on the roads, or have to go into storage for months on end.....