Whoops my finger got stuck on the zero button. Lol A couple times I was forced to such as building my garage. I’m 2000 after my divorce I had my house and shop up for sale to buy out my house, 401K, and pension. My realtor and banker talked me into redoing my Loan and I have zero regrets about doing that. As far as using my house as a bank I had a couple different reasons for doing that, many for tax reasons. Retiring at 53 I was living off my pension and 401K till I hit 62 and could collect Social Security. Another reason was I started day trading around 2015 to supplement my retirement and paid cash for my car trailer in 2017. So for tax and business reasons it paid me to do what I did. No reverse mortgage for me as this goes to my two sons to sell off and use the funds. Buying my 401K and pension out were big big good decisions as she would have been getting a cut every month for the last 14 years. When my lender saw my 2.74% interest she about fainted as she had just bought a house. Lol