I agree, US old farts gonna have to go safe and I do. But when inflation kills the $, the guys surviving have tangible assets. That 5% barely keeps me at "even" with inflation. But way better than what the crooked banks used to pay which was nothing! :BangHead:
I remember back about 1990 I had a pretty sizeable CD with Bank South. It was an encremental CD. First year was 8%, second was 8.5% and the third was 9%. Never again. lol