Which Fram Oil Filter.

Question, if cut the filter open and it has metal shavings in it doesn't that mean that it's doing what it's supposed to be doing? I've read on this forum before about guys finding metal shavings in the oil, that's not a filter issue that's a engine condition. I've read on this thread about Frams poor quality but no one is giving any examples as to how their filter failed. I'm from missouri, the show me state.
Mine was a seam detachment, outside of the "O" ring, where it attaches to the outer casing. It was just a lot of drips, not a forceful flow. Enough to mess my driveway up.