Stop in for a cup of coffee

I have Hagerty on my cars. Scamp is insured for 35,000 and my old truck for 6,000 and together it runs me $500 a year.
I do live in a State with low population and crime so that might make a difference.
Yeah.. mine is just for the 62 for 20k and 1500 miles a year and it's 600... my area isn't THAT bad :(