Stop in for a cup of coffee

I need to figure out what this is?

I assume theft, fire, acts of God etc.


Coverage for Damage to your Auto(s)
Other Than Collision $428.00 ($0
Ded.)
I Beat the act of God clause in court.
What God are you blaming for it. Can you supply physical proof of what one caused it.
I think the court needs to know so I can sue that particular God. After you supply proof.
Most policy's now Read act of Nature.