I just got the nod from our financial advisor, and....
14 years retired for me. I wanted to go at 55 but the hiring practices in our maintenance groups was going to have me choking someone. So at 53 I packed my bags. The 10% penalty hurt a little bit on my 401K withdrawals but I worked with it. I had 4-5 good years daytrading with one mistake. Paying cash for my new 26 foot car trailer. Life is good.