I contacted my financial advisor in May to inquire about my retirement possibilities. After the laughter subsided, I was informed that in 4 to 5 years I can probably pull the plug, unless I can reduce my expenses, (mortgage payments). I have been considering selling my house and buying something that I can use my equity, then have no mortgage or a very small one. Haven't found anything yet that my wife and I are in agreement on.
Congratulations Jim.