I just got the nod from our financial advisor, and....

I contacted my financial advisor in May to inquire about my retirement possibilities. After the laughter subsided, I was informed that in 4 to 5 years I can probably pull the plug, unless I can reduce my expenses, (mortgage payments). I have been considering selling my house and buying something that I can use my equity, then have no mortgage or a very small one. Haven't found anything yet that my wife and I are in agreement on.

Congratulations Jim.
Thanks, Randy!

We've been building up to this for a number of years now, and I actually left the workforce back in '17 (semi-retired) and I dabbled in Contracting out my skills (I did some Factory Training and Certification for two HVAC Manufacturers). Was a pretty good gig, too. But then my wife got fed-up with her old employer after 31 years and told them to pound sand.

So "someone" had to go back to work to get health insurance....

And wouldn't you know it? About 3-4 months after I found this gig, she found another job....

Go figure!

Anyway, hang in there, my friend! Your time is coming!