Wish I had known that when we were in Carlisle! My wife dabbles with that on the real estate end. I could have used some sage advice from ya. The whole concept freaks me out but she has done very well at it. We own a property management company on the side so she is part of some real estate groups and then several of them went in and do some venture capital investing. Seems like all her real estate buddies are over leveraged so she has been doing some private lending and thus far it has been good. But it scares the poop out of me!