Honda Ruckus or Honda Monkey ???

I have thrown some thought at the zuma 50. Zuma 125 looks decent as well. 3.7" of ground clearance is somewhat of concern. the ruckus has 5.7"
i don't know about that... but also, i don't have one sitting here to measure and confirm. i've absolutely thrashed zumas all over the city and on fire roads, trails and beaches and never blinked going off a curb or given a second thought to clearance issues.

having owned and ridden both (and worked on a crap ton of 'em), the ruck is absolutely a fine bike for flat city streets. i wouldn't try it on any kind of a trail or gravel road or anything that has a hint of incline unless you're thinking about riding at basically a brisk walking speed.

also, you sit up way higher on the zuma. ruckus saddle position is like riding a milk crate.