Stop in for a cup of coffee

I would like to get them all under the same so I can get a multi-car discount. USAA has you go with American Classics. They don't underwrite, and then won't give you a multi-vehicle discount. Left there and went with Hagerty.

I liked the Hagerty choice because you can agree on a value for the car and they don't place limitations on when and where you drive.
And they’re one of the few if not the only one that insures your tools and spare parts for a set agreed value too.


Also, they have this legacy rider for 1.00 a month that basically no matter how badly damaged your vehicle is, they will never total it. They’ll write you a check for the full agreed value and you keep the car vs buying it back at scrap price. I put that on my 78 w200.