Stock Market

I am contemplating maxing out my IRA contribution this year, which is 6500.
Angel on one shoulder sez: Maybe you should just keep it in the bank (liquid).
Devil on the other shoulder sez: Go for it, with Trump coming into office that 6500 will grow to maybe double by the time he's out.
Maybe even consider more high-risk stocks, then go back to current med/high risk.
Then the Angel counters with: Yea, but now it's taxable, just leave it liquid. No better comfort than moolah in the bank.

Angel or Devil???? :BangHead:
I believe the max is $7k. For me, the decision would be based on whether you need the funds now vs later.