I just got the nod from our financial advisor, and....
I will give all you younger than 65 some Medicare advice, don't get a Medicare Advantage plan yeah, I know it's the cheapest but consider old school Medicare and a supplement. I have a plan G supplement and zero-dollar drug plan that covers most of my meds at no cost. My part B premium is $185 a month and the Medigap plan G is $202.00 a month. So, my monthly healthcare is $387. My total annual part B deductible is $270 dollars, If I get put in the hospital it cost me 0 dollars, that to me was the big selling point. I spent a lot of time researching mainly YouTube for how Medicare works before I made my decision, and I recommend anyone entering the world of Medicare do so.