Stop in for a cup of coffee

dukeboy440 said

Once I break 20 years, I can draw what’s called concurrent pay when I’m 60. That’s the big key. Without the delay, I’d be right at 20, with the delay, I should be pushing 21.

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I did a lot of math before I pulled the pin on my 60th birthday. I was money ahead to leave early as I could from my trade union. As many work hours I had in my pension plan and the way the payment is calculated, their computer cringes every time it makes my instant deposit :D