Soĺ Cal fires
Judging from past experience after rhe '94 Quake, never underestimate SoCal resiliency to BS despite Insurance concerns.
Just saying as a concerned citizen/Insurance payer.
I'm going through Insurance BS and waiting to hear how and at what costs awaits me on an years old Farmers policy. My costs are likely to double and would be untenable or cost prohibitive in my circumstances.
This is a wake up call to all and being on a fixed income blows as the options are limited.
Ugh !