Ebay dilemma...HELP!

i ran into a similar situation awhile back/ here is what i found out .you automatically get $100.00 in insurance with ups when you ship with them.if a claim is to be filed the shipper has to do it and ups will go retrieve the item from the reciepent.what they do with it then i don't know what i did figure out was that the indiviual i was dealing with was scamming ups to get his parts for free i called the fraud dept of ups and reported him and then i told him to never bid on any of my items again and that he had been reported to ups / i never heard from him again