&%*/^#%*@*&% Disaster

Nahums Chariot. I've been there so I feel you're pain. My expenience with State Farm, "50 bucks for a good used reverse light fixture. We can't pay you to hunt one and can't buy you a new one." Just a sample of how they dealt with me. This was many years ago and the other drivers liabilty paying.
An aspect for you to consider is depreciation and compensation for it. We could claim our classic cars have never been hit whether that is true or not until they are entered into todays databases such as CarFax.