bad day!!!

I hear about this kind of stuff all too often, I work in IT and can't believe how some people can lock the doors to their car but set the password to their online bank account to 1234qwer.... no, seriously it happened.... because of this sort of thing I watch my acct's like a hawk, reconcile every week and have very long pwd's for everything. The wife got her yahoo acct hacked once... not bad but it was linked to our ebay acct...and to paypal....and paypal to our bank.. I managed to catch wind of it before the guy made it to paypal because I'm on ebay looking for parts all of the time and one morning I wasn't able to login and I was looking at stuff the night before. scary position to be in for sure.