I'm loseing hope!!

You take care of yourself first and you can save a lot of money working on your own car. I couldn't afford to buy transmissions for my first car so I learned to rebuild them. No money for someone to build my engines so I learned more. Your young and have a good head so those are the two things big in your favor. It all depends on what you want to do with it. You can do it if you take one step at a time.
Years ago I knew a guy that got married too young and barely making ends meet. He found a car that looked like crap but had a really solid motor/trans/rear. That was to get him to work and store. Didn't have the money to paint it so he bought some oil base house paint and painted it with a brush. Looked like crap but better than before. Two months later he bought sandpaper and started sanding all the brush marks out of the paint. Finally used rubbing compound and polishing compound and the car looked really good except for a couple of spots. He use his head and little money to keep his wife happy and the neighbors didn't miss the eyesore. He bought the old 4 door Ford cheap because it wasn't sexy, just to drive and it served him well.
BTW- It wasn't me. I would have tried spray cans in his position. I don't recomend what he did. He must have sand and polished that car for months.