need some help with insurance stuff

I do Haggerty's for my older stuff and my main insurer is Allstate. Haggerty's has done me right. No claims yet but it feels good having them. Declared value on 3 cars in excess of $60000 for $400 per year. I keep em garaged and i'll bet some of em don't see 500 miles a year. That 19 yr old thing will bite you in the back side. I was there once.