I had mine with my regular auto insurance, which meant I could drive it everyday..anywhere. Untill they raised the rates. Then when with the Silver Wheels Plan. I was with them for many years, until a friend of mine got burnt, they would not payout, because even though the car was locked the garage was not. Lucky for him the parents of the kids who did in his car paid for the damages.
After I heard that I switched to Wetter Oakland,have heard quite a few good things.
I still drive my car to work when I can, where I park it is close and I can check on it, otherwise I might think twice.
AL