Up here in Ontario,Canada,I have ins. through a company called Silver Wheels.When my car was appraised,I had to specify 19A code for value of car incase of theft or accident.I also inquired about driving not only to shows,etc..As long as I have secondary vehicle for work shopping,no problem with sunday drives and just cruising(told them I like to just take for a ride whenever)$175 a year,appraised at $18,000.My 66 Dart just got insured this week through C.A.W insurance as daily driver,$60 a month and can pull car on/off road as I please.Oh yeah,neither car has nitrous!