A seemingly odd question

I'm with allstate, clean driving record. My daily is ~180 a month (02 mustang), but I can get collectors insurance on my Duster for $150 a year. The only restriction is that I *have* to have a daily driver, and I can't drive it more than 3k miles every 6 months, or something approaching that. So, no road trips to cali and back for me. :)