Grundy insurance questions

Answer the questions truthfully or you could be charged with insurance fraud.

I had a long talk with the folks at Grundy last fall. My car is a good weather daily driver from late March through the first time they salt the roads in November or December. I told them I was looking for agreed value without the driving restrictions of daily use. I told them that I wasn't concerned about a low price and was quite willing to pay the same premium as a new car of equal value. They told me they weren't licensed to sell general use auto insurance. They said they would look for a company that would sell a general use policy with agreed value but they never got back to me.

I have talked to local agents that sell Grundy or one of the other collector car insurances and they tell me not to worry about it but I am quite sure they will have a convient memory if something happens and its not covered.

At this point i keep it insured on the same policy with my other cars. I may not have collision or theft coverage that will replace the car but at least if i hurt someone else or damage property I am covered.