Grundy insurance questions

Funny this thread should pop up. I just got my Hagerty renewal letter today. I have been pretty happy with Hagerty, I told them I would drive my car to work once in a while. Mostly to cruise in's after work and the like. They said no problem. The only down side is the extra $24 a year for roadside, but I do have AAA. They also wanted to charge extra for my parts and tools. My homeowners covers contents up to $22K so I'm good there. I will look into Grundy, I did the quick quote and came up a whopping $2.00 cheaper. So price won't really be an issue, I guess I'm looking for the "*** kissing" factor now.
Has any one ever have to file a claim with either carrier? If so, how did it go?