Grundy insurance questions

Any of you guys use JC Taylor? Their quote is $5 less for me compared to Grundy, and they have a $0 deductible for comp/collision....$122 for a year based on a $15k value. Hagerty wants $171!!!!!!!!!

look at the fine print,,,they wil tell you any thing you want to hear over the phone,,,

is JC TAYLOR agreed value ?? or do they prorate your vehicles worth as time goes on ??

GRUNDY inventors of the AGREED VALUE if its worth 25 grand the day you buy your policy,,its still worth 25 grand 10 years later,,unless you up grade your value