Considering that, all that is only material items, it can be replaced. I have no cars here other than our 2 daily drivers. Most all of our furniture is in storage in the Texas Panhandle since we only planned to be here for 2 years (but now going on 5 years). I have insurance on the house and even if I stay I can not help it stand up to a hurricane or flood. Once you stay and the power goes out and streets are flooded and blocked with debris, you are stuck! I live pretty close to the Gulf (less than a mile) so I take no chances. Everything I have can be replaced except for me and my wife!