I,m not cheap i,m broke

Bankruptcy, been there. While it sucked for a time, at least I could pick and choose whom I want to pay after filing. Stayed with the bank and morgage company. Everyone else flipped me off for a few years afterwards, but at least I eat and had a roof over my head. I hated to screw everyone like that. But when it gets down to the ugly side of it.......

Keep the chin up Pete.