My Total Loss 64 Dart GT

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cchrishefish

cchrishefish

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My insurance company will pay me very well for the total loss of my 64 Dart GT. I do not have the space or skills to restore the car. The two insurance companies fought it out and my check is going to be cut today. I already purchased a very nice 1964 car. With that being said, I would think it would be very nice for a talented member in this forum to buy the car and restore it. And, maybe even give me an opportunity to buy it back several years from now, if it becomes necessary for the new owner. My insurance company wanted $4500 to buy the car back. I told them to kiss my Donkey. The car is at Copart in Central Square, NY. The auction date has not been assigned yet, but I do have a link for any members interested in restoring the car.
https://www.copart.com/lot/40725021
 
There is $4,500.00 worth parts on that car, it’s sad to see what happened to your car
 
What did the insurance company give you for it if I may ask? I hope the chick that *** ended you gets reamed by her insurance company. It's a shame. It was a nice car.
 
It is well worth $4500! When my car was destroyed in my garage fire I bought it back from the insurance company for $1000, wonder whey they want so much more for yours?

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HemiSSDart said:
It is well worth $4500! When my car was destroyed in my garage fire I bought it back from the insurance company for $1000, wonder whey they want so much more for yours?

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You wonder why; because they can. Sometimes we fight back and get a little more, but most insurance companies have made agreements that are pretty much iron clad with state insurance departments on how they are allowed to determine classic car values regardless of actual values or common sense. As I mentioned one other time, I had a 98 Dakota that I had fixed up and painted. It was really nice. It was hit not that hard, but their insurance totaled it and offered me about half of KBB and NADA based on their own secret book that they updated based on local sales. They don't have to document those sales, OR let me see the magic book based on their agreement with the state. You can sometimes get a bit more than they offer, but getting the true value often requires hiring a lawyer, and the dog crap insurance companies know you probably won't spend $2,000 on lawyer fees to get $2,500 more. I assume the OP did not have a stated value policy with a Classic Car company like Haggarty or Grundy. If he did, there would be no arguing. I know a lot of people who THINK they have great coverage on their classic cars with State Farm, Allstate, Farmers, etc., but when the crap hits the fan, they will probably see that the insurance company will have their own idea of what your car is worth.
 
It’s the government’s way of getting rid of all the old polluters.( pre cat converter).
 
harrisonm said:
You wonder why; because they can. Sometimes we fight back and get a little more, but most insurance companies have made agreements that are pretty much iron clad with state insurance departments on how they are allowed to determine classic car values regardless of actual values or common sense. As I mentioned one other time, I had a 98 Dakota that I had fixed up and painted. It was really nice. It was hit not that hard, but their insurance totaled it and offered me about half of KBB and NADA based on their own secret book that they updated based on local sales. They don't have to document those sales, OR let me see the magic book based on their agreement with the state. You can sometimes get a bit more than they offer, but getting the true value often requires hiring a lawyer, and the dog crap insurance companies know you probably won't spend $2,000 on lawyer fees to get $2,500 more. I assume the OP did not have a stated value policy with a Classic Car company like Haggarty or Grundy. If he did, there would be no arguing. I know a lot of people who THINK they have great coverage on their classic cars with State Farm, Allstate, Farmers, etc., but when the crap hits the fan, they will probably see that the insurance company will have their own idea of what your car is worth.
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Read the first line of post #1. He was paid very well.
 
Back when the car was almost new, an insurance company or private individual would have back halved the car and resold it without a blink of an eye.........
 
I know theres talented folks that can clip that car, but you would be better off finding an un center punched 64 coupe body. I came even imagine what a body shop would charge to fix that.
 
Everyone should ask their insurance company now what they will pay out on your 'totalled' car. I see quite a few policy changes in the near future. I don't think its that much more a month to get a $20k policy l. That would force them to pay anything less than 19k for repairs unless they want to pay 20k to total it and take ownership. Let them try and sell whats left.
 
They'll pay me exactly what I told them I wanted for agreed value. What they'd want from me to buy back the wreck after that, who cares....
 
moparmat2000 said:
What did the insurance company give you for it if I may ask? I hope the chick that *** ended you gets reamed by her insurance company. It's a shame. It was a nice car.
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I received $15700 plus 8% tax which comes out to $16,956.
 
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